Getting started

If you already have a Santander mortgage but want to change your deal, applying online may be an option for you if:


  • You're happy to choose your new mortgage deal without the protection of advice (this is also known as Execution Only).
  • Your existing deal is ending within the next 4 months, OR
  • You’re on a base rate tracker mortgage, OR
  • You’re on our Standard Variable Rate (SVR) or Follow-on Rate (FoR).
  • You don’t have a Flexible Offset mortgage.
  • You don’t want to make any changes to your existing mortgage, for example
    • Borrow more or make an overpayment.
    • Change the term or method of repayment.
  • You’re not in the process of moving home, or considering moving home within the next six months.

If applying online isn’t an option for you please call us on 0800 068 6462.


To sign in securely you’ll need to enter your:

  • Mortgage account number – this is shown on your mortgage statement or in the Mortgage area of online banking.
  • Date of birth
  • Monthly mortgage payment
  • Mortgaged property postcode

By clicking ‘Accept and continue’ you confirm you’re happy to proceed based on the information provided above.